Robert Wagner Insurance August 2022 Newsletter

Robert Wagner Insurance is now also licensed in Arizona and Idaho and will be able to assist you with both your individual and Medicare insurance needs.

If you have a friend or family with insurance needs, have them give us a call or visit our website. 

A new national suicide prevention hotline – 988 – debuted on July 16, making it easier for people in mental distress to reach out for help. 

The 988 phone number will supplement the current 1-800-273-TALK (8255) number, marking a significant advance for mental health care.

Covered California announced that the preliminary average statewide rate change for the 2023 individual market will be 6%, due in part to the return of normal medical trends that existed prior to the COVID-19 pandemic. Individual plans not purchased through Covered California will probably experience a similar increase.

While the 6% rate increase reflects the statewide average, the circumstances for individual consumers will vary in 2023 given their own individual circumstances and regional rate variations.

Premiums are projected to grow an average of about 7% for CalPERS health insurance policyholders next year, with two popular PPOs spiking by more than 14%, according to preliminary prices posted online by the retirement system.

With the warmer weather already upon us, there’s never been a better time to pack your bags and go on vacation. But the summer is also a popular time to achieve a better lifestyle by eating healthier and exercising. Although it may initially sound difficult, you can absolutely incorporate healthy habits into parts of your vacation. Here are four tips to help you stay healthy during summer vacations.

1. Pack Healthy Snacks
2. Limit Your Alcohol Intake
3. Enjoy Scenic Workouts
4. Stay Hydrated and Get Plenty of Sleep

Read more

The existing Anthem Blue Cross or Anthem Blue Cross and Blue Shield branded health plans are not changing and will continue to operate in their current states – you will continue to see the same brand you’re familiar with.    Read more

A pill that promises weight loss may be tempting, especially if you’ve tried everything to slim down. However, are these drugs safe and effective?

Maybe you’ve heard a story about someone getting sick or seen warning labels that made you uneasy. If you are at the point where you’ve tried everything to lose weight, you’re probably wondering “Can weight loss drugs be healthy and safe?

After having a conversation with your doctor, they may decide to prescribe you a weight loss drug. Currently, there are about six prescription drugs that are FDA-approved for weight loss, including the recently approved Wegovy and others being researched. Prescriptions are usually given if your BMI is 30 or over or if you have a serious medical condition.

Prescription medications aren’t the only diet or weight loss drugs available. There are many that are available over the counter, both in the form of a medication or a supplement. The most common over-the-counter diet drug is Alli, a form of Xenical that lowers fat absorption in the intestines. It’s approved by the FDA with common side effects including appetite loss, light-colored stool, itching, or yellow eyes or skin.

As mentioned, there are also diet supplements on the market. The issue with supplements and drugs is that the difference isn’t always apparent. Unlike drugs, the FDA isn’t authorized to review supplements for safety or effectiveness. The supplement companies also aren’t required to test or prove either factor. There are many diet supplements out there, but most have mixed research into their effectiveness. At the same time, they also have side effects like prescription weight loss drugs with some severe side effects like increased risk of cardiovascular and liver issues.    Read more

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