Robert Wagner Insurance June 2024 Newsletter |
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A Glitch in Providence Blue Shield Agreement |
The last-minute agreement involving Providence Health & Services in Orange County has been overshadowed by their decision to exclude the IFP (Individual and Family Plan) Trio HMO from the Blue Shield network starting August 1, 2024. |
These groups include: - St. Jude Heritage Medical Group
- St. Joseph Heritage Medical Group
- Mission Heritage Medical Group
- Providence Affiliated Physicians St. Jude
- Providence Affiliated Physicians St. Joseph
- Providence Affiliated Physicians Mission
This means that Blue Shield Trio HMO Individual plan members will loose access to all Providence doctors and hospitals on August 1, 2024. |
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Summer officially kicks off later this month, bringing with it a host of outdoor activities such as beach outings, camping, picnics, and hiking. |
This month's newsletter will feature: - Tips on sunscreens for sensitive skin
- Best sunscreens for the environment
- Information on a popular sleep aid
- 10 Hidden Carcinogens
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Sunscreen Without the Skin Problems |
Applying sunscreen daily is crucial, and even more so during the summer months when the risk of sunburns and sun damage is higher due to increased skin exposure. Although there have been concerns about the potential harm of certain sunscreen ingredients, the importance of sunscreen cannot be overstated. However, if sunscreen use results in skin problems such as acne, dryness, or allergic reactions, it may be necessary to consider alternative options or formulations. |
Luckily, there are options for everyone regardless of any skin problems sunscreen has caused or made worse for you in the past. |
If sunscreen causes white streaks on your dark skin
It’s a common misconception that those with dark skin tones do not need to apply sunscreen. Try out Drunk Elephant Umbra Sheer Daily Defense for zinc oxide protection that will vanish, blending into dark skin with ease. If sunscreen makes you break out There are few worse things than wearing sunscreen that causes you to break out. Many sunscreen brands can exacerbate facial acne or cause body acne in those who otherwise do not experience it. Test out this La Roche Posay clear skin formula to kiss your blemishes goodbye. If sunscreen gives you an allergic reaction If sunscreen gives you a rash, hives, or other discomfort, you may be allergic to an ingredient in the brand you’re using. Try opting for a chemical-free sunscreen like Babyganics. If your sunscreen burns your face and eyes when you sweat
If you’re exercising outdoors this summer, you’ll want to avoid this uncomfortable problem. Opt for this roll-on sunscreen Neutrogena Ultra Sheer Non-Greasy Sunscreen that resists water for over an hour after you apply it. If sunscreen worsens your eczema
Thankfully, the National Eczema Association has awarded a number of different sunscreens with their seal of acceptance. Look for products like Neutrogena’s sensitive skin sunscreen that have the seal of acceptance and you’ll avoid worsening your eczema.
<Read Full Report> |
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Best Sunscreens for You and the Planet |
Summer offers a wonderful opportunity to enjoy the outdoors and embrace the offerings of Mother Nature. Engaging in activities like hiking along local trails or swimming in community pools can boost your body's vitamin D levels, aiding in the retention of calcium and phosphorus, and enhancing immune regulation. Nevertheless, it's crucial to safeguard your skin from the damaging effects of UV rays by consistently applying sunscreen that is beneficial for both your health and the environment.
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What to avoid
Many over-the-counter sunscreens contain chemicals that harm coral reefs and other marine life and can overall reduce the planet’s water quality. The main culprits are oxybenzone and octinoxate, which have been banned by many popular tourist destinations including the US Virgin Islands, the Florida Keys, and Hawaii. Other potentially harmful ingredients include homosalate, octisalate, octocrylene, and ethylhexyl methoxycinnamate. What to look for
Instead of reaching for sprays and chemical sunscreens, look for mineral-based products this season. Though not all mineral sunscreens are created equal, the best ones contain uncoated and non-nano-sized zinc oxide and titanium dioxide, two ingredients that are FDA approved and better for the environment. Consider trying products like Thinksport SPF 50+, Stream2Sea Sport SPF 30, or Raw Elements Face + Body SPF 30, all of which contain natural ingredients that are safe for your skin. Mineral sunscreens require a bit more work to apply since they sit on the skin and create a physical shield that blocks UV rays, but the health of your skin and the environment makes the extra effort worth it.
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What Happens When You Take Melatonin |
Melatonin supplements have a reputation for helping you nod off — but they may cause unwanted side effects. |
Whether it's a fast-approaching meeting, early flight or general anxiousness that's keeping you up, we've all struggled with the occasional sleepless night. And when all else fails to send you to dreamland, you may have been tempted to use a sleep aid, such as a melatonin pill, to help guarantee a good night's sleep.
Although melatonin is a generally safe over-the-counter dietary supplement, it can have an effect on your day-to-day sleep schedule. Plus, the label on your melatonin bottle may not be as reliable as you think. Read on to learn about what really happens to your body when you take melatonin — and whether it's worth adding to your supplement routine. As it's synchronized with the sun, melatonin helps keep your circadian rhythm regular so you get consistent, quality rest. In pill, capsule or gummy form, melatonin is commonly used to help address sleep difficulties, per the National Sleep Foundation — but it has different side effects than you may think. |
Your Brain Thinks It's Nighttime
When you add melatonin supplements to your evening routine, your brain responds just as it would with its own melatonin production. The hormone (even in pill form) signals to your brain that the sun is down and it's time to sleep. Your Sleep Schedule Resets When you take melatonin supplements at a different time, your circadian rhythm shifts. Your Body Temperature May Shift The part of your brain that controls your circadian rhythm and natural melatonin production is also responsible for regulating your body temperature. Is Melatonin Safe?
Melatonin is generally considered safe to take. But there are a few considerations to keep in mind before you dose up. You May Experience Side Effects Melatonin has been associated with some unwanted side affects. - headache
- dizziness
- nausea
- daytime drowsiness
Be Cautious When It Comes to Supplements
It's safest that you consult a medical professional before taking melatonin, as the supplement may cause a drug interaction. <Read Full Report> |
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These 10 hidden carcinogens can raise the risk, according to an oncology expert |
Many of cancer’s effects are visible — but the causes aren’t always so obvious. There are hundreds of different types of cancer, and far more causes.
"Cancer-causing agents, known as carcinogens, can be of various types and forms, working toward triggering mutations in the human body that lead to the development of cancer," said Dr. John Oertle, chief medical director at Envita Medical Centers in Scottsdale, Arizona. |
Tobacco
This carcinogen comes from cigarettes, leading to about 20% of all cancers and approximately 30% of cancer-related deaths in the country. Tobacco can cause cancer of the mouth, nose, throat, larynx, trachea, esophagus, lungs, stomach, pancreas, liver, kidneys, ureters, bladder, colon, rectum and cervix, as well as leukemia. Organochlorines
Organochlorines are pesticides that have been used in agriculture around the world since they were introduced in the 1940s, despite having high toxicity. While they’ve been largely banned in the U.S. due to health hazards, they are still used in other countries. Polycyclic aromatic hydrocarbons
Polycyclic aromatic hydrocarbons (PAHs) are chemicals found in coal, crude oil and gasoline, according to the CDC. They are emitted into the environment with the burning of coal, oil, gas, wood, garbage and tobacco. Breast, skin, lung, bladder and gastrointestinal cancers can stem from exposure to these chemicals. Volatile organic compounds
Volatile organic compounds (VOCs) are chemicals emitted through the creation of paints, pharmaceuticals and refrigerants, among other products. They are also found in industrial solvents, petroleum fuels and dry cleaning agents. The compounds can cause lung, nasopharyngeal, lymphohematopoietic and sinonasal cancers, as well as leukemia. UV radiation
The U.S. Department of Health and Human Services and the World Health Organization (WHO) both classify ultraviolet (UV) radiation from the sun and tanning beds as a human carcinogen. UV rays can cause a variety of skin cancers, including basal cell carcinoma, squamous cell carcinoma and melanoma. Skin cancer is the most common form of cancer in the U.S., affecting one in five Americans in their lifetimes and resulting in 9,500 diagnoses each day.
Radon
A radioactive gas, radon is a byproduct of uranium, thorium or radium breaking down in rocks, soil and groundwater. When radon seeps into buildings and homes, people can breathe it in — increasing their risk of leukemia, lymphoma, skin cancer, thyroid cancer, various sarcomas, lung cancer and breast cancer. Asbestos
Although some uses have been banned, it can still be found in insulation, roofing and siding shingles, vinyl floor tiles, and heat-resistant fabrics. Asbestos exposure can increase the risk of lung, mesothelioma, gastrointestinal, colorectal, throat, kidney, esophagus and gallbladder cancers. Cadmium
Cadmium as "a soft, malleable, bluish white metal found in zinc ores, and to a much lesser extent, in the cadmium mineral greenockite." Cadmium can be found in paints, batteries and plastics. The metal can be a factor in lung, prostate, pancreatic and renal cancers. Chromium
There are two types of this trace mineral, one is trivalent chromium, which is not harmful to humans. The other type, hexavalent chromium, is considered toxic. Inhalation of chromium, a known human carcinogen, has been shown to cause lung cancer in steel workers. Nickel
Nickel is found in electroplating, circuitry, electroforming and batteries. Nickel has been linked to an increased risk of lung and nasal cancers.
Overall, more than 1.9 million new cancer cases were diagnosed in the U.S. in 2023, and around 609,820 cancer-related deaths were reported, according to the ACS. <Read Full Report> |
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