Robert Wagner Insurance November 2023 Newsletter |
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An attitude of gratitude means making it a habit to express thankfulness and appreciation in all parts of your life, on a regular basis, for both the big and small things alike. |
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Covered California Open Enrollment |
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While Covered California Open enrollment begins on November 1st, early renewal has already begun. Now is the time for existing customers to change plans. Your current plan or the plan Covered California moves you will auto renew on November 7th.
To make certain that you are enrolled in the plan of your choice we should update your information and review your renewal options. |
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If your individual or family plan is not in Covered California it is also Open Enrollment. Changing plans is simple, not requiring a new application unless you change insurance company. Call or email for more information. |
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2024 Part B Premiums & Deductible |
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Each year, the Medicare Part B premium, deductible, and coinsurance rates are determined according to provisions of the Social Security Act. The standard monthly premium for Medicare Part B enrollees will be $174.70 for 2024, an increase of $9.80 from $164.90 in 2023. The annual deductible for all Medicare Part B beneficiaries will be $240 in 2024, an increase of $14 from the annual deductible of $226 in 2023. |
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Medicare Part B covers physicians’ services, outpatient hospital services, certain home health services, durable medical equipment, and certain other medical and health services not covered by Medicare Part A. Medicare Part B Income-Related Monthly Adjustment Amounts
Since 2007, a beneficiary’s Part B monthly premium has been based on his or her income. These income-related monthly adjustment amounts affect 8 percent of people with Medicare Part B. The 2024 Part B total premiums for high-income beneficiaries with full Part B coverage are shown in the following table: <Income Related Adjustments> |
It’s time to prepare for flu season |
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Cough, fever, fatigue and body aches: we all know the dreaded tell-tale signs of the flu. We also know that these symptoms can be mitigated with a simple flu vaccine, free to almost everyone.
The return of cooler weather also means the re-emergence of flu season in the U.S., which typically begins around September or October, peaks in December or January and ends near the end of February or in early March, according to Andrew Truong, MD, an internal medicine physician with Providence. |
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Sinda Althoen, MD, a Providence-affiliated pediatrician and primary care physician, said the Centers for Disease Control and Prevention (CDC) tracks the Southern Hemisphere flu season to determine what it will look like in the U.S. “This year, it has been a pretty typical flu season with Influenza A as the main circulating strain,” Dr. Althoen said.
However, a typical flu season does not mean adults, children and families should let their guard down when it comes to flu symptoms, prevention and treatment. <Read more> |
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